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Green Finance Workshop How to get your utility company to help pay off your mortgage. The workshop offers an overview of financing available for sustainable, energy efficient homes. We look at the attitudes of consumers, lenders and the market about the value of a ‘green’ home – and how they have blocked progress. Perfect Storm of Devaluation Higher energy costs, plummeting home values and new CA policy initiatives force homeowners to rethink the road ahead. What will the value of your home be in 2020 when a house next door is so efficient that it draws no power from the electrical grid? Peter Prudent Bets the House: A Game Our game challenges workshop participants to see who can create the most value: Peter Prudent who puts his money in a bank or homeowners who invest in making energy efficient improvements to their homes. Green Finance Toolbox Our toolbox reveals a number of loan programs that fit different needs. We do the numbers for the NEW Energy Efficient Mortgages (EEM) and look into the HERS rating that EEM’s require as a first step. Great tools for first time buyers. We examine two significant rehab loans programs for homeowners. Buy or refinance a home and get additional cash to make both energy efficient and regular improvements. AB 811: a mega tool just around the corner. Who’s in Charge? Do you really want to be a slave to ever-increasing energy costs? Let’s make some decisions. Modern Earth Finance is a residential loan brokerage focusing on integrating home financing with green building, energy, environmental awareness to promote health, comfort, savings, and value. GREEN FINACE WORKSHOP: How to get your utility company to help pay off your mortgage. This fun workshop offers an overview of financing available for sustainable, energy efficient homes. We look at obstacles to financing green properties, why it’s important to overcome these objections and understand the funding tools available to homeowners. The NEW Energy Efficient Mortgage presents itself for examination. To prove its power we play our Peter Prudent Bets the House game. First Time Buyers can benefit from this workshop. It doesn’t take a lot of money to save a lot of money MODERN EARTH FINANCE Modern Earth Finance began life as a successful residential mortgage brokerage. In 2004 co-founder Joel Baral become one of the first lenders to be accredited by the U.S. Green Building Council as a LEED® Green Building Professional. He and co-founder Jeff Bricmont continued to expand their focus on integrating green building and finance with additional training and industry initiatives. In 2007 they launched their Green Progress Loan to recognize sustainable, energy efficient homes. This year Modern Earth became certified by CHEERS as a FHA EEM Processing Center in Southern California. Modern Earth supports its educational outreach programs through workshops, industry events and consulting individual clients. In additional to USGBC our industry affiliations include Build It Green, RESNET, CHEERS and 1% for the planet.
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